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Get approved for a loan with competitive interest rates and flexible repayment terms. Our process is 100% online with instant approval.

Why Choose DhanLoan?

We provide the best loan solutions with competitive rates and excellent customer service.

Quick Approval

Get loan approval within 24 hours with minimal documentation and no hidden fees.

Low Interest Rates

Enjoy some of the lowest interest rates in the market with flexible repayment options.

Secure Process

Your data is protected with bank-level security and 256-bit encryption technology.

24/7 Support

Our dedicated support team is available round the clock to assist you with any queries.

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Loan Blog

Latest Loan Blog Posts

Loan 1
Top 5 Tips Before Applying for a Personal Loan

Thinking about a personal loan? Here are 5 smart things to check before applying...

1. Check your credit score.
2. Compare multiple lenders.
3. Know your requirement.
4. Don’t overborrow.
5. Read all terms before signing.

Loan 2
How to Improve Your Loan Eligibility

Getting rejected for loans? Here’s how you can increase your approval chances...

To improve eligibility, maintain a good credit score, reduce existing debts, show a steady income, and apply for a practical loan amount. Adding a co-applicant can also help.

Loan 3
Understanding EMI: What It Means for You

EMI affects your monthly budget. Here's how to calculate and manage it smartly...

EMI = Principal + Interest. Choose longer tenure for smaller EMI, but total interest will be more. Use online EMI calculators before applying. Keep EMIs under 40% of your income.

Loan FAQ

Loan FAQs

1. What is a personal loan?
A personal loan is an unsecured loan taken from a bank or NBFC for personal use like travel, wedding, emergency, etc., without needing collateral.
2. What is the minimum credit score required?
Generally, a credit score of 700 or above is preferred by lenders. However, some may offer loans even with lower scores depending on income and profile.
3. How much loan amount can I get?
Loan eligibility depends on your income, credit score, and repayment history. Typically, you can get ₹50,000 to ₹25 lakh or more.
4. What documents are required?
You generally need Aadhaar card, PAN card, address proof, bank statement (last 6 months), and income proof like salary slip or ITR.
5. How long does it take for loan approval?
With online application and e-KYC, many lenders approve personal loans within 24–48 hours. Some instant loans are disbursed in minutes.
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