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Bank | Interest Rate (%) |
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Bank of India | |
State Bank of India | |
HDFC Bank | |
ICICI Bank | |
Axis Bank |
Thinking about a personal loan? Here are 5 smart things to check before applying...
1. Check your credit score.
2. Compare multiple lenders.
3. Know your requirement.
4. Don’t overborrow.
5. Read all terms before signing.
Getting rejected for loans? Here’s how you can increase your approval chances...
To improve eligibility, maintain a good credit score, reduce existing debts, show a steady income, and apply for a practical loan amount. Adding a co-applicant can also help.
EMI affects your monthly budget. Here's how to calculate and manage it smartly...
EMI = Principal + Interest. Choose longer tenure for smaller EMI, but total interest will be more. Use online EMI calculators before applying. Keep EMIs under 40% of your income.